BancoMaré offers bill payments, top-ups, P2P transfers, TEM Saude, a health assistance plan and debt payment assistance. The platform is accessible via a mobile app and supported by local Kioscos, or shops offering BancoMaré services. They make transactions leveraging their own cryptocurrency, Palafita, currently converted to Real at a 1 to 1 exchange rate. This approach secures payments in a high risk environment, eliminating the risks associated with carrying cash.

The team recently launched a pre-paid credit card for R$ 10,00 ($2.70) / month, which can be converted to mobile phone credit and can be used widely in shops and for purchases online. As well, they are enabling the digitization of small businesses via POS machines, which allow for cashless transactions and digitized accounting.