Grão is the first B2C micro-savings mobile app designed for low-income customers in Brazil. It offers an easy way to save and invest, enabling users to set goals, create a savings schedule and access better returns. Users commit to deposit an amount of savings into their Grão account, and Grão invests it in public bonds and other funds to generate interest. Grão also aims to serve customers who have never had access to formal savings channels through an offline cash-in channel.